Nirva André is an independent insurance broker based in Aventura, Florida, helping individuals, families, and seniors across South Florida find coverage that truly fits their needs and lifestyle. Drawing on years of experience navigating the insurance landscape, she takes a personal, compassionate approach, taking time to understand each client's priorities and budget so the process feels simpler and more transparent. Her mission is straightforward: help every client choose coverage they feel confident in and can count on for lasting peace of mind.
Nirva André is an independent insurance broker based in Aventura, Florida, helping individuals, families, and seniors across South Florida find coverage that truly fits their needs and lifestyle. Drawing on years of experience navigating the insurance landscape, she takes a personal, compassionate approach, taking time to understand each client's priorities and budget so the process feels simpler and more transparent. Her mission is straightforward: help every client choose coverage they feel confident in and can count on for lasting peace of mind.
When can I change my Medicare coverage?
Most people can change Medicare Advantage or Part D coverage during the Annual Enrollment Period each fall. People already in a Medicare Advantage plan have another chance early in the year, and some life events open a Special Enrollment Period. I can help you see which windows apply to you.
What should I have ready for a plan review?
Your Medicare card, a list of your prescriptions and doses, the doctors and pharmacies you want to keep, and any current plan documents. That lets us compare options accurately.
I'm turning 65 but still working. Do I need to enroll?
It depends on your employer coverage and its size. We can talk through how your current coverage and Medicare enrollment timing fit together before you decide.